The ‘AAP Life Settlement Reference Rate - Main Market’ (‘Reference Rate’) is an indicator of the average projected return-level in the main secondary market. It shall give investors a starting point to assess their investment decisions and to identify market trends.
The reference rate refers to insured aged 75 to 86 years and is calculated on a monthly basis. The sample is adjusted by outliers. In addition policies of heavily impaired insured are excluded for significant fluctuations of average impairment can be avoided from month to month.
For details of the calculation methodology refer to the annex of the AAP Life Settlement Market Review or get in contact with AAP.
IMPORTANT: The ‘AAP Life Settlement Reference Rate - Main Market’ is calculated and published for information purposes only. It is not representative for the whole life settlement markets. It must not be used in any capacity for valuation purposes since the fair value of life settlements is driven by many different variables which can’t be captured by the Reference Rate. AAP refuses any and all responsibility for the use of the Reference Rate by third parties. Please refer in this respect also to the GENERAL DISCLAIMER.
The use of the ‘AAP Life Settlement Reference Rate - Main Market’ is restricted. If you are interested in using the Reference Rate please get in contact with AAP.